Blog
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A Comprehensive Guide on Aeroplan Co-Branded Credit Cards
In Canada, the options for airline rewards programs are limited to just two major players: Aeroplan and WestJet Rewards. Among them, Aeroplan stands out as the dominant program thanks to its robust partnerships with StarAlliance airlines and other partners, giving travelers access to an expansive network of destinations worldwide. One of the key benefits of…
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Are Premium Credit Cards Really Worth It?
Credit cards are ubiquitous in Canada, with over 70% of the population using them regularly. Among the many credit card options available, premium credit cards stand out due to their exclusive benefits and rewards. But are they worth paying hundreds of dollars a year for? Let’s take a closer look. What are Premium Credit Cards?…
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The Most Overpowered Credit Card in Canada — American Express Cobalt Review
The American Express Cobalt card has been frequently referred to as the “most overpowered card” in Canada. We tend to agree, let’s find out why. If you prefer, we also have a video discussing the card on our YouTube channel which you can check. The card was originally introduced in 2017, becoming Canada’s first “lifestyle”…
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American Express Revamps Welcome Offers for Platinum and Gold Cards
As Spring has rolled in, American Express has taken the opportunity to refresh its welcome offers for two of its most popular credit cards. American Express Platinum The American Express Platinum card has had some changes to its bonus structure, now offering 80,000 MR points (or 90,000 with a referral) when you spend $7,500 within…
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The Tiers of Chequing Accounts
Chequing accounts are the most popular financial product used by millions of people around the world. They are arguably an essential for Canadians today, offering a convenient way to manage daily expenses, pay bills, and make purchases. But not all chequing accounts are created equal. Banks and financial institutions often offer different tiers of chequing…
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Breaking Down the Differences Between Visa Platinum, Infinite, and Infinite Privilege
Credit cards have become an essential tool for many Canadians, providing easy access to credit and a range of benefits such as rewards programs and insurance coverage. Being one of the three major payment networks in Canada, Visa has created four distinct tiers to their cards. Visa Classic, Visa Platinum, Visa Infinite, and Visa Infinite…
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Debt-Free Future: Snowball v.s. Avalanche Method
Dealing with debt can be a daunting task, but it is a crucial step towards financial freedom. There are several methods to tackle debt, but the two most popular ones are the snowball method and the avalanche method. In this article, we’ll explore both methods and help you decide which one suits you. The Snowball…
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Fly Like Royalty: Unlock the Best Airport Lounges with These Credit Cards
As traveling has become increasingly more popular, airport lounge access has become a highly sought-after benefit for many credit cardholders. In Canada, many credit card issuers have recognized this trend and are offering lounge access as a perk on their cards. However, not all lounge access programs are created equal. In this article, we will…
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Things to Consider When Using your Credit Card Abroad
When traveling abroad, it’s important to plan ahead and consider how you’ll be paying for your expenses. It is one of the most overlooked aspects of traveling. Those who do prepare in advance often see carrying cash as the most affordable option for covering expenses, as opposed to paying the foreign transaction fees on their…
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HSBC World Elite Mastercard Review
The HSBC World Elite Mastercard is a premium credit card that promises a world of benefits and perks for travelers. In this article, we’ll delve into some of the changes that took effect this month, as well the card’s rewards program, travel benefits, and fees, to give you a better understanding of what the HSBC World…