Our Blog
-
Breaking Down the Differences Between Visa Platinum, Infinite, and Infinite Privilege
Credit cards have become an essential tool for many Canadians, providing easy access to credit and a range of benefits such as rewards programs and insurance coverage. Being one of the three major payment networks in Canada, Visa has created four distinct tiers to their cards. Visa Classic, Visa Platinum, Visa Infinite, and Visa Infinite…
-
Debt-Free Future: Snowball v.s. Avalanche Method
Dealing with debt can be a daunting task, but it is a crucial step towards financial freedom. There are several methods to tackle debt, but the two most popular ones are the snowball method and the avalanche method. In this article, we’ll explore both methods and help you decide which one suits you. The Snowball…
-
Fly Like Royalty: Unlock the Best Airport Lounges with These Credit Cards
As traveling has become increasingly more popular, airport lounge access has become a highly sought-after benefit for many credit cardholders. In Canada, many credit card issuers have recognized this trend and are offering lounge access as a perk on their cards. However, not all lounge access programs are created equal. In this article, we will…
-
Things to Consider When Using your Credit Card Abroad
When traveling abroad, it’s important to plan ahead and consider how you’ll be paying for your expenses. It is one of the most overlooked aspects of traveling. Those who do prepare in advance often see carrying cash as the most affordable option for covering expenses, as opposed to paying the foreign transaction fees on their…
-
HSBC World Elite Mastercard Review
The HSBC World Elite Mastercard is a premium credit card that promises a world of benefits and perks for travelers. In this article, we’ll delve into some of the changes that took effect this month, as well the card’s rewards program, travel benefits, and fees, to give you a better understanding of what the HSBC World…
-
The Pros and Cons of Credit Limit Increases
Credit limit increases can be a double-edged sword. They can provide an opportunity for cardholders to make larger purchases with their credit card, earn more points or cash back, and improve their credit score. However, they can also lead to overspending and potentially damage a consumer’s credit score. It all depends on how you use…
-
Cashback v.s. Points: Which one is Better?
Ah, the tale is as old as time itself, cashback or points. If you’ve had a credit card for some time, I’m sure you likely have an idea as to what camp you fall into — but today, we’re going to break down some of the differences, and the situations one may be better than…
-
Digital Banking: Where is it Headed?
Digital banking is rapidly changing the way we manage our money. Today, nearly all banks offer online services, allowing customers to check their account balances, transfer money, and pay bills from the comfort of their own homes. However, the future of the banking industry lies in the hands of online-only banks, also known as neobanks,…
-
7 Best Credit Cards for 2023!
2022 was a big year for credit cards in Canada. Banks bounced back strong from the COVID inflicted years and offered some of the strongest bonuses and perks we’ve seen before. In this article we’ve broken down some of the best cards within each category, and some unfortunate losers that did not live up to…
-
CreditVerse’s 2022 Recap — Top News and Preview into 2023!
2022 was a big year for credit cards, and we are going to look back at some of the news that made 2022 such a big year, as well as what we’re looking forward to in the new year. Before delving into these stories, we want to take the time to thank our readers for…