Our Blog
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Applying for Your First Credit Card
Credit cards are one of the most useful things in your wallet, but when you’re just starting out, choosing the right credit card can seem like an intimidating task. With all of the different types of credit cards and different issuers, the choices can be overwhelming. While no perfect option exists, we’ve created a step…
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How to Improve Your Credit Score
The three digits that represent your score can effectively dictate our lives in North America, from rental applications, to car loans and mortgages, the strength of those three digits can save you tens, or hundreds of thousands over your life. Under Equifax ratings, there are 4 credit ratings:Poor: 300–659Good: 660–724Very Good: 725–759Excellent: 760–900 Five metrics…
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American Express Platinum Card — Frequent Flyer Favourite
“American Express, Don’t Travel Without it” is a tagline that anyone flying through Toronto Pearson over the past few years has likely seen emblazoned all over the airport. While more recently, this has been used for advertising the premium Amex Aeroplan Reserve Card, I think it’s better suited to the Platinum card, which has been…
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Brim & AirFrance-KLM’s World Elite MasterCard is Finally Released
After many months of speculating and patiently waiting, Brim & AF-KLM have finally decided to lift the wraps on their new co-branded Mastercard. Today we’re going to break it down and see if all that waiting has been worth it. Earn Rate You’ll earn FlyingBlue Miles as follows: This roughly translates to a 9%/4%/2% earn…
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How to Find Your Credit Score
If you don’t know how to find your credit score, you’re in the right place! If you don’t know what a credit score is, check out this article for more information. You can also see our Education page for more helpful articles. There are multiple ways to find your credit score, the easiest and most…
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Limited Time Offer for Amex Platinum and Cobalt Users
This week American Express sent select Platinum and Cobalt cardholders an offer which allows them to redeem any Membership Rewards points earned before August 31st, 2022, at an elevated rate until September 30th. Typically, you can redeem MR points at a rate of 1000 Points = $10. This has been increased to 1000 Points =…
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RBC’s Answer To The Amex Cobalt?
With the revamp of RBC Rewards to Avion Rewards earlier this month, RBC has launched two new credit cards that may be enticing for consumers in Canada. RBC ION Visa Annual Fee: $0Income: N/AInterest Rate: 19.99% Purchases, 22.99% Cash AdvancesSupplementary Cards: $0 The RBC ION Visa takes the place of the underwhelming RBC Rewards Visa…
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Amex SimplyCash Revamp — Fall 2022
The Amex SimplyCash & SimplyCash Preferred are set to see a new look and some changes in a welcome refresh this October. In this article we’ll break down the changes, as well as give our opinion on whether the card is worth keeping or getting as a new applicant. American Express SimplyCash Annual Fee: $0Income:…