Featured Card
American Express Aeroplan
Annual Fee: $120
Welcome Offer: 50,000 Aeroplan Points
StackUp is a tool designed to help users understand what income and credit score is required to be approved for a credit card. We also offer insights on the rewards, bonuses, and fees associated to help you pick the right card. Finally, when applicable, use the calculator tool to find out if the annual fee makes the card worth it for your spending!
Browse the different credit card issuers in Canada, and which credit cards they offer:
American Express
Often having the strongest bonuses & highest earning rates, American Express sets the bar for other financial institutions in Canada.
BMO
BMO, or the Bank of Montreal, has a range of credit card offerings for every consumer. With their acquisition of the AIR MILES program in 2023, there is much excitement about what’s just over the horizon.
Brim Financial
One of the newest entrants to the space in Canada, the fintech startup set itself apart early by offering no foreign exchange fees on their Mastercards, which almost gained it a cult following. Since then, they have partnered with AF/KLM to provide co-branded products in Canada. While the initial launch of this program was lukewarm, to say the least, we’re optimistic for the future of Brim as a whole.
Canadian Tire
Canadian Tire Financial Services offers credit cards tailored to the needs of Canadian consumers, particularly those who frequent Canadian Tire stores and affiliated retailers. With its Triangle Rewards program, cardholders can earn rewards on purchases at Canadian Tire, SportChek, and Mark’s, among others.
CIBC
After losing its exclusivity contract with Aeroplan in 2013, CIBC has bounced back quickly by offering competitive cashback, travel & lifestyle cards for consumers in Canada. More recently, they’ve also developed their Aventura travel program in-house to rival offerings by the other big banks.
MBNA
MBNA, a division of Toronto-Dominion Bank, distinguishes itself from other Canadian banks through its partnership with Seattle based carrier, Alaska Airlines. As time has elapsed, this partnership has only gotten stronger and it allows Canadians an opportunity to redeem their hard earned points and miles at great value.
National Bank
Based in Montreal, National Bank has firmly entrenched itself in the Quebec financial landscape, boasting the largest market share in the province. Its deep roots in Quebec extend beyond geography; National Bank’s tailored approach to banking resonates with Quebecers, offering highly competitive credit card and banking products that cater to their unique needs and preferences.
PC Financial
PC Financial, operated by Loblaw Companies Limited, provides Canadians with accessible and straightforward banking solutions through its range of credit cards. With a focus on no-fee banking and rewards, PC Financial appeals to budget-conscious consumers seeking value and convenience. Paired with PC Optimum, one of Canada’s largest loyalty programs, these cards are some of the most common outside of the Big 5 banks.
RBC
The largest bank in Canada offers strong welcome bonuses from time to time, which has allowed it to become a key player in the Canadian market with its Avion points program. Its exclusive partnerships with WestJet, British Airways, and Cathay Pacific make it a compelling option for consumers wanting to stretch their horizons further than North America.
Rogers
Rogers Bank, a subsidiary of Rogers Communications, offers a range of credit cards with appealing rewards and benefits. Known for its cash-back programs and no foreign transaction fees, Rogers Bank provides practical financial solutions tailored to meet the everyday needs of its customers.
Scotiabank
Scotiabank, among Canada’s Big 5 largest banks, distinguishes itself with its notable presence in Latin America and ownership of the Scene+ program. In recent years, the program has evolved significantly, expanding its offerings to encompass a diverse array of redemption options, such as flights and hotel stays.
Simplii Financial
As an online-only bank, it makes up for it’s lack of physical presence by offering a streamlined banking experience through one of the most user-friendly websites and mobile apps within Canadian banking.
Tangerine
Tangerine, a subsidiary of Scotiabank, is the home to straightforward and flexible banking options. They focus heavily on no-fee options, with two highly competitive Mastercard products that allow you to optimize the bonus categories to match your spending habits.
TD
TD has established itself as a major player in the Canadian credit card market by offering a wide range of products to meet almost anybody’s needs. Paired with their in-house points program and co-branding agreement with Aeroplan, it’s easy to see why they’re so successful.
